Why are my funds being liquidated?

Liquidation

We will liquidate some or all of user collateral in an event the user LTV increases and did not take action to top up collateral.
- This avoids risk of high LTV ratio which may result in a default on the loan.

Loan scenarios including collateral call state can be found below:

Criteria	Scenarios	Details
Liquidation	*Active loan LTV less than 65%*	The loan has a healthy LTV
	*LTV = 65% to less than 70%*	We will send a warning to the user but no other action will be taken
	*LTV = 70% to less than 80%*	Collateral call state: Open a collateral call where the borrower must add collateral to bring the loan back to its original LTV within 24 hours If the collateral call is not met after 24 hours, we will liquidate back to the original LTV
	*LTV = 80%*	Liquidation state: Abra will immediately liquidate enough collateral to bring the LTV back to 70% and the collateral call will still be active to take it back to the original LTV